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1 compounding period
фин. период наращения* (период, по истечении которого начисляются сложные проценты, напр., квартал в случае ежеквартального начисления сложных процентов)See:* * ** * *. Длина периода времени (например, квартал, в случае квартальной составляющей), истекающего до выплаты сложного процента . Инвестиционная деятельность . -
2 compounding period
1) Бухгалтерия: период начисления сложного процента2) Инвестиции: составляющий период -
3 compounding period
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4 compounding period
s.período de capitalización, período de cómputo de interés compuesto. -
5 compounding
сущ.фин. наращение, компаундинг, начисление сложного процента (расчет будущей стоимости денежных потоков; процесс обратный дисконтированию)In the case of monthly compounding, interest is added monthly to your principal, while in the case of annual compounding it is done annually. — В случае ежемесячного начисления сложного процента, начисляемые проценты добавляются к основной сумме каждый месяц, а в случае ежегодного — каждый год.
Ant:daily compounding, weekly compounding, biweekly compounding, monthly compounding, quarterly compounding, semi-annual compounding, annual compounding, discrete compounding, continuous compounding, compounding period, future value, rule of 72, accumulation factor, compound interestSee:daily compounding, weekly compounding, biweekly compounding, monthly compounding, quarterly compounding, semi-annual compounding, annual compounding, discrete compounding, continuous compounding, compounding period, future value, rule of 72, accumulation factor, compound interest
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исчисление сложных процентов. -
6 period
период; срок; время• -
7 discrete compounding
фин. дискретное начисление сложных процентов* (метод начисления сложных процентов, основанный на предположении, что начисление и реинвестирование процентов происходит через конкретные промежутки времени, напр., ежедневно, ежемесячно и т. д.)See:
* * *
дискретное исчисление сложных процентов: исчисление таких процентов через конкретные промежутки времени; см. compound interest;* * *. Расчет будущей временной стоимости денежных средств на дискретные периоды времени . Инвестиционная деятельность . -
8 APR
abbr. FinAnnual or Annualized Percentage Rate of interest: the interest rate that would exist if it were calculated as simple rather than compound interest.EXAMPLEDifferent investments typically offer different compounding periods, usually quarterly or monthly. The APR allows them to be compared over a common period of time: one year. This enables an investor or borrower to compare like with like, providing an excellent basis for comparing mortgage or other loan rates.APR is calculated by applying the formula:APR = [1 + i/m]m – 1.0In the formula, i is the interest rate quoted, expressed as decimal, and m is the number of compounding periods per year.The APR is usually slightly higher than the quoted rate, and should be expressed as a decimal, that is, 6% becomes 0.06. When expressed as the cost of credit, other costs should be included in addition to interest, such as loan closing costs and financial fees. -
9 future value
Finthe value that a sum of money will have in the future, taking into account the effects of inflation, interest rates, or currency values.EXAMPLEFuture value calculations require three figures: the sum in question, the percentage by which it will increase or decrease, and the period of time. In this example, these figures are $1,000, 11%, and two years.At an interest rate of 11%, the sum of $1,000 will grow to $1,232 in two years:$1,000 × 1.11 = $1,110 (first year) × 1.11 = $1,232 (second year, rounded to whole dollars)Note that the interest earned in the first year generates additional interest in the second year, a practice known as compounding. When large sums are in question, the effect of compounding can be significant.At an inflation rate of 11%, by comparison, the sum of $1,000 will shrink to $812 in two years:$1,000 /1.11 = $901 (first year) /1.11 = $812 (second year, rounded to whole dollars)In order to avoid errors, it is important to express the percentage as 1.11 and multiply and divide by that figure, instead of using 11%; and to calculate each year, quarter, or month separately. -
10 rate of return
Finan accounting ratio of the income from an investment to the amount of the investment, used to measure financial performance.EXAMPLEThere is a basic formula that will serve most needs, at least initially:[(Current value of amount invested – Original value of amount invested) / Original value of amount invested] × 100% = rate of returnIf $1,000 in capital is invested in stock, and one year later the investment yields $1,100, the rate of return of the investment is calculated like this:[(1100 – 1000) / 1000] × 100% = 100 / 1000 × 100% = 10% rate of returnNow, assume $1,000 is invested again. One year later, the investment grows to $2,000 in value, but after another year the value of the investment falls to $1,200. The rate of return after the first year is:[(2000 – 1000) / 1000] × 100% = 100%The rate of return after the second year is:[(1200 – 2000) / 2000] × 100% = – 40%The average annual return for the two years (also known as average annual arithmetic return) can be calculated using this formula:(Rate of return for Year 1 + Rate of return for Year 2) /2 = average annual returnAccordingly:(100% + – 40%) /2 = 30%The average annual rate of return is a percentage, but one that is accurate over only a short period, so this method should be used accordingly.The geometric or compound rate of return is a better yardstick for measuring investments over the long term, and takes into account the effects of compounding. This formula is more complex and technical.The real rate of return is the annual return realized on an investment, adjusted for changes in the price due to inflation. If 10% is earned on an investment but inflation is 2%, then the real rate of return is actually 8%.
См. также в других словарях:
compounding period — The length of the time period that elapses before interest compounds ( compounding) (a quarter in the case of quarterly compounding). Bloomberg Financial Dictionary … Financial and business terms
Compounding period — The length of the time period (for example, a quarter in the case of quarterly compounding) that elapses before interest compounds. The New York Times Financial Glossary … Financial and business terms
compounding — The process of accumulating the time value of money forward in time. For example, interest earned in one period earns additional interest during each subsequent time period. Bloomberg Financial Dictionary The computation of interest paid, using… … Financial and business terms
Compounding — The process of accumulating the time value of money forward in time. For example, interest earned in one period earns additional interest during each subsequent time period. The New York Times Financial Glossary * * * A process whereby the… … Financial and business terms
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Grace Period — A provision in most loan and insurance contracts which allows payment to be received for a certain period of time after the actual due date. During this period no late fees will be charged, and the late payment will not result in default or… … Investment dictionary
annualized holding-period return — The annual rate of return that when compounded ( compounding)t times generates the same T period holding period return as actually occurred from period 1 to period t. Bloomberg Financial Dictionary … Financial and business terms
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Continuous-repayment mortgage — Analogous to continuous compounding, a continuous annuity[1][2] is an ordinary annuity in which the payment interval is narrowed indefinitely. A (theoretical) continuous repayment mortgage is a mortgage loan paid by means of a continuous annuity … Wikipedia
Compound interest — The effect of earning 20% annual interest on an initial $1,000 investment at various compounding frequencies Compound interest arises when interest is added to the principal, so that from that moment on, the interest that has been added also… … Wikipedia
Amortization calculator — An amortization calculator is used to determine the periodic payment amount due on a loan (typically a mortgage), based on the amortization process. The amortization repayment model factors varying amounts of both interest and principal into… … Wikipedia
